Herb McMillan For Anne Arundel County Executive
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4 Ways To Cut Household Expenses

| April 18, 2022, 08:00 AM

Finding new ways to cut your expenses can help you reduce your budget or stay within budget as prices of household goods continue to rise. While there are some common ways of cutting expenses, such as purchasing store brand products, there are always new ways to reduce costs if you are creative about it.

Consider Refinancing Your Student Loans

Refinancing your student loans can help you get a better rate than you had when you first took out the loans. It allows you to take out a new loan to pay back the old ones and potentially save a lot of money. A NaviRefi student loan refinancing application only takes a few minutes, and you’ll be able to customize it to fit your needs with a range of repayment terms and loan balances.

Making Your Own Products

Household cleaning products are only some of the things that have recently gone up, but you can save some money by making your own. It can be better for the environment, your health, and of course your wallet. Baking soda and a few essential oils can help you freshen your carpet, and vinegar and baking soda are ideal for cleaning the bathroom. If you need to sanitize the area, you can use some plain bleach diluted with a bit of water. Instead of using paper towels, consider using reusable cleaning rags. You might already have some old towels sitting around the house that you can repurpose as cleaning towels. In the kitchen, consider using a sponge to wipe down the counters instead of paper towels. You can sanitize your sponge in the dishwasher or by putting it in the microwave when it is wet.

Evaluate Other Expenses

Staying on top of personal money management means looking at the whole scope of your finances. You may have recurring expenses that you no longer need, such as a home phone. A house phone, also known as a landline, is becoming less common, but having one can still add something to your monthly expenses. If you have cell phones, consider getting rid of the landline. You can always get an extra cellphone to have an emergency phone always in the house. Subscriptions are other recurring expenses you might not need anymore. It could be food, movies, magazines, or streaming services. Add up how much these subscriptions are costing you each year to determine which ones you actually want. Many times, you can find this type of content from the local library for free.

Buying in Bulk

If you have a family, buying in bulk can be a good investment. It is often cheaper to purchase food when it is on sale and freeze it for later. If you can, consider getting a deep freezer for these items. That way, you won’t have to struggle to get them to fit in the regular refrigerator. A freezer can help you store items you will not eat right away so they do not go to waste. You can make your own homemade freezer meals from your stockpile. This will help you resist the temptation to order food instead of making something when you are short on time.

Category: Local News, NEWS

About the Author - Stephanie Maris

Stefanie is a local blogger and social media content marketer from Maryland and most recently a wife and a mother. She has an unhealthy obsession with puns, sarcasm and caffeinated beverages.

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